*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#13233a;line-height:1.55}a{color:#0b6bcb}.w{max-width:1080px;margin:auto;padding:0 18px}
header{background:#fff;border-bottom:1px solid #e3e8ef;position:sticky;top:0;z-index:9}header .w{display:flex;align-items:center;justify-content:space-between;height:62px}.logo{font-weight:800;font-size:1.2rem;color:#13233a;text-decoration:none;display:flex;gap:8px;align-items:center}
.btn{display:inline-block;background:#f59e0b;color:#13233a;font-weight:700;padding:13px 22px;border-radius:8px;text-decoration:none;border:0;font-size:1rem;cursor:pointer}.btn.alt{background:#fff;border:2px solid #fff;color:#0b3a66}.call{font-weight:700;text-decoration:none}
.hero{background:linear-gradient(135deg,#0b3a66,#0b6bcb);color:#fff;padding:56px 0}.hero h1{font-size:2.1rem;line-height:1.15;margin:0 0 12px}.hero p{font-size:1.15rem;opacity:.95}.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}.hero .w{display:grid;gap:28px}
section{padding:48px 0}section.g{background:#f4f7fb}h2{font-size:1.7rem;margin:0 0 18px}.grid{display:grid;gap:18px}.card{background:#fff;border:1px solid #e3e8ef;border-radius:12px;padding:22px}.card h3{margin:.4em 0}
.steps{counter-reset:s}.steps .card:before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#0b6bcb;color:#fff;font-weight:700}
.areas{columns:2;padding-left:18px}details{background:#fff;border:1px solid #e3e8ef;border-radius:10px;padding:14px 18px;margin-bottom:10px}summary{font-weight:700;cursor:pointer}
form{display:grid;gap:12px}label{font-weight:600;font-size:.95rem}input,select,textarea{width:100%;padding:12px;border:1px solid #b8c4d4;border-radius:8px;font:inherit}.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.85rem}.chk input{width:auto;margin-top:4px}.ph{background:#fff3cd;padding:0 4px;border-radius:4px}
footer{background:#0d1b2e;color:#c9d4e3;padding:32px 0;font-size:.9rem}footer a{color:#fff}.msg{padding:12px;border-radius:8px;display:none}
@media(min-width:760px){.hero h1{font-size:2.8rem}.hero .w{grid-template-columns:1.3fr 1fr;align-items:center}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:1fr 1fr}.areas{columns:4}}.hdr{display:flex;gap:14px;align-items:center}.mcall{display:none}@media(max-width:759px){header .call{display:none}.mcall{display:block;position:fixed;left:0;right:0;bottom:0;z-index:20;background:#16a34a;color:#fff;text-align:center;font-weight:800;padding:14px;text-decoration:none;font-size:1.05rem}body{padding-bottom:56px}}